NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)

6 Months Ended

Jun. 30, 2013

SIX MONTHS ENDED JUNE 30,

2013

2012

Risk-free interest rates

Expected option life in years

Expected stock price volatility

Expected dividend yield

0.78-1.24%

5 years

43.54%-44.31%

-0-

0.71-0.89%

5 years

45.86%

- 0 -

	Six Months Ended June 30,				Three Months Ended June 30,
	2013		2012		2013		2012

Weighted-average common shares outstanding – basic		25,098,074		25,595,913		25,181,736		26,192,920
Dilutive effect of options and warrants		2,298,340		3,133,343		1,905,325		2,627,009
Weighted-average common shares outstanding – diluted		27,396,414		28,729,256		27,087,061		28,819,929
Options and Warrants excluded from the computation of diluted income (loss) per share because the effect of inclusion would have been anti-dilutive		5,289,160		2,326,657		5,682,175		2,832,991